We understand that you are likely to be investing to grow your wealth and that you’ll want to know what your return will be. While we are unable to provide a specific number, our advisers will be able to give you some indication of what you might achieve. It’s important to note that by their very nature, no investment comes with any guarantees.
Advice on savings and investments
Savings and investments can be overwhelming, particularly if you are new to it. Our advisers are experienced, well-connected wealth professionals who will provide bespoke advice to help you grow your wealth.
Contact a James Leighton Wealth Management adviser for a personalised assessment of your options.
Get in touch
Get in touch
ACCESS TO INVESTMENTS
Understanding different types of investment
With many different investment types available, we can help you find the ones most suitable for you. They include:
The ISA. A favoured, tax-efficient way to save and invest. And the Junior ISA can help you save for your child’s or young dependant’s future.
Unit Trusts are a principal component of a Stocks and Shares ISA, providing various advantages. These offer a medium to long term solution for capital growth and income.
We can provide you with a large selection of income investments, across multiple asset classes, for a diversified and customised portfolio.
Investment Bonds provide a flexible long-term solution, enabling you to spread risk.
All investments come with an element of risk – some higher than others – so there can never be any guarantees you will make money. We take your attitude to risk into account and will always aim to help you grow your wealth, protecting it against inflation.
- Call: 0115 795 0423
- Email: wealthadvice@jlwm.co.uk
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Tailored investment portfolios
A tailored investment portfolio is a selection of assets which has been designed to meet particular financial goals. The idea is that the investments work well with one another.
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Diversified investment strategies
Diversified investment strategies are designed to reduce risk. They work by spreading investments across various assets so if one investment doesn’t perform well, other investments may counterbalance this.
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Retirement and growth planning
To determine your retirement and growth plan, you will need to consider your long-term goals as well as tolerance for risk. The sooner you work on this plan, the better.
Our team will create a tailored retirement pension plan based on your circumstances today, and your plans for the future.
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Ongoing portfolio management
The James Leighton Wealth Management team can take care of the ongoing management of your portfolio. We keep our eye on the markets, so you don’t need to.
Tax efficient investments
We recommend investments to you that won’t expose you to unnecessary tax bills, and offer advice on ways to plan and manage your tax liabilities. Our aim is to maximise your portfolio.
Stocks vs bonds
Solid equitable investment advice
The difference between stocks and shares (bonds) is as follows:
Stocks give you part-ownership in a company. When you purchase a stock, you are procuring a stake in the business.
Shares, on the other hand, signify a form of debt, where you, in essence, act as a lender and the borrower is required to repay the principal sum with added interest.
Ethical, sustainable investing
Investing for the future
Ethical, sustainable investing takes environmental, social and governance (ESG) factors, as well as financial performance, into consideration. It strives to foster sustainable business practices, promoting social and environmental causes, while generating competitive returns for investors. We are careful to select investments based on their moral behaviour – not just their prospective financial return. We do this because it is the right thing to do.
Education savings plans
Planning for their future
Rising educational costs make education savings plans essential if you plan to help your children with education costs or private schooling . Offering tax benefits and investment opportunities, planning can ease financial concerns around your child’s education. As we write, private UK schools are costly – average annual boarding school costs are greater than the average salary. And university tuition fees are more than £9,250 annually for undergraduate courses. Professionally developed financial education plans can help.
Why James Leighton Wealth Management?
Tailored savings and investments solutions
James Leighton was founded in 2010 and appointed representatives of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority (FCA). Some of our qualified advisers have been working for us with us from day one, and most of us have been in financial services for longer. Specialists in savings and investments, we are seen as the preferred advisers for many investors – longstanding and new clients, all at different financial life stages, some with vast portfolios and some just starting out. We are proud to make financial planning services accessible to more people by keeping our fee structures low. We’re based in, and serve, the Nottingham area; however, we also work remotely with clients across the rest of the UK. We were recognised as Business of the Year 2023 and Best Mortgage Firm 2023 at Quilter Financial Planning’s ‘Key Accounts’ Awards.
- Call: 0115 795 0423
- Email: wealthadvice@jlwm.co.uk
FAQs
Q
Typically, what kind of growth can I expect from investing?
A
Q
What is the best way to grow my savings?
A
Fixed-rate savings bonds are one of the surest ways to grow your savings. By locking your money away for a specified timespan, banks pay a fixed sum of interest, which is confirmed from the outset and guaranteed until maturity. Although, regardless of how high or low interest rates are, these bonds don’t tend to outperform inflation significantly, if at all.
Q
Can I still get access to mortgage deals?
A
There are many different types. The ISA is one of the most popular kinds. There is also the Junior ISA for young dependants. Unit Trusts provide various benefits and offer a medium to long term solution for capital growth and income. Investing for income and investment bonds, offshore investments and portfolio solutions are just some of the different kinds available.
10%
is what the average person in the UK saves of their income.
The average person saving 10% of their income sounds impressive until you hear that this figure rises to 35% in other countries.